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Rain totals could impact flood insurance for some Valley homeowners

PHOENIX (KSAZ) - It has now been the wettest October, and some homeowners have new problems thanks to all the rain, specifically flooding, leaving many wondering what's covered and what's not by insurance.

Leaky roofs are one thing, but a house full of water can have you scrambling to check your insurance policy.

"From the roof your covered, your toilet is covered, a leak in your wall in covered, under your door you are not, that is a flood, that is rising water from a God act and it's not going to be covered unless you have flood insurance, but you have to weigh your risk of what it's going to cost you for that protection," says Rasheda Worthy with Stinson & Associates. … More

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